The State of Illinois has made it a priority to ease the burden of medical debt on Illinois families across the State. A bill was passed in Spring of 2024 that enabled this program to come to fruition. Leaders in Illinois government recognize that medical debt often results from unplanned, unexpected illnesses and accidents. About one-third of U.S. adults have difficulty covering unexpected health care bills. Medical debt also is the leading cause of bankruptcy in the U.S. In many areas and for many reasons, patient balances after insurance have been growing and many people remain uninsured. We are doing this to relieve people of the burden of medical debt to enhance their economic opportunities and to enable them to live healthier lives.

No! This medical debt was abolished as a charitable act by a detached and disinterested third party; eliminating any potential tax consequences.

No! Rest assured, the debt referenced in the letter is no longer owed and you do not have to take any action. We acquired the debt through the generous support of our donors, and it has been permanently abolished. It is a charitable act enabled by donors who support Undue Medical Debt’s mission.

Please note that Undue Medical Debt may not be able to acquire medical debt in your area again. Our ability to abolish medical debts depends on many factors, including the availability of donor funding.

Those that respond to share their story within 14 days of receiving their letter will be entered into a random lottery to win one of twelve Amazon gift cards valued up to $100. Winners are selected every three months and will be notified by email.

A “soft inquiry” into your credit history was made to determine your eligibility for medical debt relief by Undue. Soft inquiries are listed on your credit report but do not impact your credit score.

We are a not-for-profit, national charity that raises funds from donors and uses those funds to acquire and abolish medical debt.

Our IRS EIN number is 47-1442997. Since our founding in 2014 (as Medical Debt Resolution, Inc.), we have abolished over $14 billion of medical debt, helping more than 9 million people.

Undue Medical Debt seeks to help families and individuals burdened by medical debt by acquiring and abolishing these debts. By cancelling these debts, we bring financial relief to families and reduce related stress. This then improves the health of patients, families, and communities.

Undue strives to abolish as much debt as possible, but we often can only acquire select debts for our beneficiaries given the complexities of the health care finance system. Given that multiple bills can pertain to one account, there is a possibility that Undue abolished some while others remain outstanding.

This letter is your receipt of debt relief and a copy can be shown to prove a relieved debt is no longer owed. For any issues, contact Undue using one of the methods outlined on the bottom of the first page.